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Susanne Bell, Loan Consultant at Empire Home Loans

Susanne Bell, Loan Consultant

Empire Home Loans

Phone: (916) 802-8917

Email: [email protected]

NMLS# 2534795

Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.

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The mortgage experience you deserve.

Gold Country Communities

Auburn

Grass Valley

Nevada City

Featured Loan Programs

Your First Home, Made Simple.

A Refined Process

Navigating Life’s Next Chapter, With Care.

Reverse Mortgages

Downsizing Support

Aging in Place

Ready to begin?

We're On It!

See How Much You Could Save

LOAN PROGRAMS

NMLS#

drive and precision to every deal . She shops dozens of lenders to find the mortgage that fits your goals, while her commercial lending expertise helps businesses grow and investors build their portfolios. With a sharp eye for structuring financing, she closes every deal efficiently.

Local Expertise

From the historic courthouse in Old Town Auburn to the charming streets of Nevada City, we are proud to help families put down roots in the Sierra Nevada foothills.

Gold Rush history meets modern living in the heart of Placer County.

Small-town charm in the Sierra foothills.

A vibrant historic district with timeless character.

Our Programs

First-Time Buyers

Buying your first home is one of life's biggest milestones. We break down the process into clear steps, help you understand your options, and find programs designed to lower your upfront costs.

How It Works

Senior Transition Specialist

Whether you are exploring a reverse mortgage to access home equity, downsizing to a more manageable home, or financing age-in-place renovations, we specialize in helping seniors and their families make confident, informed decisions with compassion and expertise.

Access your home’s equity without monthly payments.

Financing strategies for a simpler, more manageable home.

Renovation loans to make your home safer and more accessible.

“Working with was an extraordinary experience from start to finish. The personal approach and attention to detail made our entire home buying journey seamless. We could not recommend them more highly.”

Happy Homeowner

Home Purchase Client

Take the first step toward the home you have been dreaming about.

Elegant mortgage solutions tailored to your unique financial goals.

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CONTACT

Company NMLS#

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