Jumbo Loans

Susanne Bell, Loan Consultant at Empire Home Loans

Susanne Bell, Loan Consultant

Empire Home Loans

Phone: (916) 802-8917

Email: [email protected]

NMLS# 2534795

Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.

Jumbo Loans

Jumbo Loans

What Are Jumbo Loans?

Qualification Requirements

2026 Loan Limits by Area

Benefits & Features

Frequently Asked Questions

Which Jumbo Program Fits You?

LOAN PROGRAMS

Luxury Property Financing

Specialized portfolio lending for luxury properties. Five distinct jumbo programs designed for unique borrower profiles, from first-time buyers to experienced investors.

Jumbo loans, also known as non-conforming loans, are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are designed for financing luxury properties and homes in highly competitive real estate markets.

Loan amounts from $832,751 up to $3,000,000 and beyond.

Let our specialists analyze your profile and recommend the best jumbo program from our five specialized options.